Capital Investment Management Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$75,685,816
Clients
143
11% high-net worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
143
Very HighAverage account size
$529,271
About
Capital Investment Management provides ongoing, non-discretionary investment management, financial planning consultations, and insurance-related advice to individuals and high-net-worth clients, including trusts, estates, IRAs and 401(k) accounts. The firm also recommends and shares responsibility with an unaffiliated turnkey provider (FPAS) for model portfolio construction, transaction processing, reporting and other administrative services.
The firm applies Modern Portfolio Theory to construct diversified, risk‑based portfolios—typically using mutual funds—with periodic rebalancing and the use of portfolio analysis software for risk profiling and optimization. Because accounts are managed on a non‑discretionary basis, trades are implemented with client approval, custodial services are provided through Fidelity, and clients receive at least quarterly reviews and reporting.
A distinctive feature is that virtually all client assets are managed on a non‑discretionary basis: as of December 31, 2025 CIM reported $0 in discretionary assets and $75,936,992 in non‑discretionary assets, a structure that is statistically uncommon among peer firms. The firm’s adviser is licensed to sell insurance and may receive insurance commissions (a disclosed conflict of interest), the firm does not maintain an investment committee, and it has a documented succession and operational support arrangement with FPAS for business continuity.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Wealth management
Fee options
$0 - $1,000,000: 1.0% annually (billed quarterly) Above $1,000,000+: Negotiable
Minimum $150.00 per hour
Main office location
Capital Investment Management Inc.
Sykesville MD, United States
Number of offices
1
Most active in
Capital Investment Management Inc. has reported serving >5 clients in these states in the last 12 months.
Delaware · Maryland
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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