Capital Investment Counsel, LLC logo

Capital Investment Counsel, LLC

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Client assets under management

$1,252,845,999

Clients

463

68% high-net worth

Advisors

5

of 8 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

Clients per advisor

93

High

Average account size

$2,705,931

About

Capital Investment Counsel (CIC) provides financial planning, consulting, and discretionary investment and wealth management to individuals, high‑net‑worth clients, trusts, estates, charitable organizations, corporations, pension and profit‑sharing plans, and also maintains relationships with state and municipal government clients. Services described in the brochure include retirement planning, cash‑flow analysis, portfolio management across individual securities, ETFs and mutual funds, and advice on held‑away assets such as variable life insurance, annuities, employer retirement plans and 529 accounts.

The firm manages client assets on a discretionary basis using a blend of fundamental, technical, cyclical and behavioral analysis layered on a derivative of Modern Portfolio Theory, and offers distinct strategies including growth, dividend income, combination, ETF and tactical approaches as well as model portfolios. CIC tailors allocations to clients’ risk tolerance and time horizon, monitors accounts on an ongoing basis with at least annual reviews, and permits reasonable client‑directed restrictions while generally charging asset‑based fees.

CIC’s scale is notable for a team firm: the brochure reports roughly $1.35 billion in assets under management across a five‑advisor team, producing an uncommon level of AUM per advisor for its peer group. The firm also discloses practices that are less common among similar teams — a paid solicitor/endorsement relationship (including fee sharing and discounts for the solicitor’s own assets), acceptance of state and municipal government clients, and the use of third‑party sponsorships for firm events — each of which the brochure identifies and describes as potential conflicts that the firm manages through its policies.

Client services

Financial planning Portfolio management

Expertise

General retirement planning Cash flow / budgeting

Fee options

Percentage

$0 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.85% $2,000,001 - $5,000,000: 0.75% $5,000,001+: Negotiable

Other

Account minimum: $500,000 Fee-only: Financial planning and consulting fees up to $10,000, negotiable

Main office location

Capital Investment Counsel, LLC

600 Grant St., Ste. 450

Denver CO 80203, United States

Number of offices

3

Most active in

Arizona · California · Colorado · Florida · Michigan · North Carolina · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Declan L

Series 63, Series 66

Denver, CO

Capital Investment Counsel, LLC

Declan Lane is a financial advisor at Capital Investment Counsel, LLC in Denver, CO, holding Series 63 and Series 66 licenses with four years of industry experience. Prior to joining Capital Investment Counsel in 2023, he worked at Fidelity Investments and has background experience at DoorDash and Amazon. Capital Investment Counsel serves a diverse client base including high-net-worth individuals, trusts, charitable organizations, and government entities. The firm employs an asset-allocation framework based on Modern Portfolio Theory and combines multiple analytical approaches to manage portfolios across various strategies, overseeing over $1.18 billion in assets with a small team of four advisors.

General retirement planning Cash flow / budgeting
user avatar

Alexandria A

Series 63, Series 66

Denver, CO

Capital Investment Counsel, LLC

Alexandria Adamchak is a financial advisor at Capital Investment Counsel, LLC with 17 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Janus Henderson for nine years. Capital Investment Counsel, LLC serves individual and institutional clients, including high-net-worth individuals, trusts, estates, charitable organizations, corporations, retirement plans, and government entities. The firm employs an asset-allocation framework based on Modern Portfolio Theory and combines multiple analytical approaches to manage portfolios across various strategies, overseeing approximately $1.18 billion in assets.

General retirement planning Cash flow / budgeting
user avatar

Stephen D

CFP®, Series 63, Series 66

Denver, CO

Capital Investment Counsel, LLC

Stephen Dreiling is a CFP® with 26 years of industry experience, currently serving as an advisor at Capital Investment Counsel, LLC since 2024. He previously worked at United Capital Financial Advisers, LLC from 2015 to 2023. Outside of advising, he is the sole member and manager of SSSG, LLC, a company he established in 2012. Capital Investment Counsel, LLC serves individual and institutional clients, including high-net-worth individuals, trusts, and government entities, providing financial planning, consulting, and discretionary investment management. The firm employs an asset-allocation approach based on Modern Portfolio Theory and manages over $1.18 billion with a small team of four advisors.

General retirement planning Cash flow / budgeting
user avatar

Christian J

CFP®, Series 63, Series 65

Denver, CO

Capital Investment Counsel, LLC

Christian Johnson is a CFP® with 27 years of industry experience, currently serving as an advisor at Capital Investment Counsel, LLC since 2023. His prior experience includes roles at Goldman Sachs Personal Financial Management and United Capital Financial Advisors. He is also the owner of FOBO LLC, a non-investment-related holding company based in Golden, CO. Capital Investment Counsel, LLC serves individual and institutional clients, including high-net-worth individuals, trusts, charitable organizations, corporations, and government entities. The firm employs an asset-allocation approach based on Modern Portfolio Theory and combines multiple analytical methods to construct diversified portfolios, managing over $1.18 billion primarily on a discretionary basis.

General retirement planning Cash flow / budgeting
user avatar

Jake J

CFP®, Series 65

Denver, CO

Capital Investment Counsel, LLC

Jake Johnson is a CFP® with two years of industry experience, currently serving as a financial advisor at Capital Investment Counsel, LLC. Prior to joining Capital Investment Counsel, he worked at Schaefer Financial Management and was involved with Tickets for Less LLC. He holds a Series 65 license and is based in Denver, CO. Capital Investment Counsel, LLC serves individual and institutional clients, including high-net-worth individuals, trusts, charitable organizations, corporations, and government entities. The firm employs an asset-allocation framework grounded in Modern Portfolio Theory and combines various analytical methods to construct tailored investment portfolios across multiple strategies.

General retirement planning Cash flow / budgeting
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