Capital Intelligence Advisors, Inc.

Capital Intelligence Advisors provides financial planning services to individuals, families, small businesses and a broad set of institutional clients, including pension plans, foundations, endowments and certain foreign funds. The firm delivers written financial plans and ongoing planning engagement options rather than discretionary portfolio management and does not take custody of client assets.

The firm uses financial planning software to analyze clients’ circumstances and issues recommendations on insurance, retirement, tax and estate matters, generally without making specific security recommendations or exercising investment discretion. Advisor representatives are dually registered as registered representatives of LPL Financial and as licensed insurance agents, and clients may choose to implement recommendations through those channels; the brochure discloses the resulting supervisory relationships and potential conflicts of interest.

Compared with many supported advisers, Capital Intelligence does not charge percentage-of-assets (AUM) fees and does not provide portfolio management for individual accounts, which is an uncommon operating model in this peer group. The firm also highlights a range of specialist credentials (including CFP, CLU, ChFC, CAP, ChSNC and CSRIC) and lists services for both individual and institutional clientele while noting that its advisors devote a substantial portion of time to brokerage and insurance activities.