Capital Insights Group of WNY, LLC

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Client assets under management

$58,588,365

Clients

128

14% high-net worth

Advisors

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Typical

Average account size

$457,722

About

Capital Insights Group of WNY, LLC. provides fiduciary financial planning and investment management to individuals, families, small businesses, trusts, estates, and charitable organizations. The SEC‑registered, fee‑only firm delivers tailored financial planning engagements (hourly or fixed‑fee) and offers both discretionary and nondiscretionary portfolio management.

The firm uses fundamental, qualitative, and quantitative analysis and pursues a mix of passive and active strategies, including indexing, value filtering, momentum trading, and portfolio optimization. Portfolios may include mutual funds, ETFs, individual securities, and the selective use of inverse or enhanced funds as hedges, and the firm treats cash and cash equivalents as an asset class through a structured cash‑management program that reinvests into CDs and U.S. Treasuries.

Compared with many peers, the firm is a small, owner‑led advisory team managing roughly $58.6 million across about 128 clients and emphasizes separating planning from implementation so clients may engage planning a la carte. It also provides educational seminars and workshops as part of its client services, an offering that is less common among similarly supported firms.

Client services

Financial planning Portfolio management Selection of other advisers Educational seminars or workshops

Expertise

Income planning General estate planning guidance Long-term care insurance Disability insurance Annuities

Fee options

Fixed

Typically ranges from $1,500 to $3,000 depending on scope of the financial planning project.

Percentage

$0 - $1,000,000: 1.0% annually $1,000,000 - $3,000,000: 0.5% annually $3,000,000 - $5,000,000: 0.4% annually $5,000,000+: 0.3% annually

Project-based

Typically $250 per hour, varies based on scope and complexity.

Other

Account minimum: $250,000 Fee-only: Financial planning services offered on hourly and fixed fee basis only, no commissions received by the firm.

Main office location

Capital Insights Group of WNY, LLC

640 Ellicott Street, Mailbox 10

Buffalo NY 14203, United States

Number of offices

Most active in

New York

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

716-309-4109

Advisors at this firm

Bruce C

CFP®, ChFC®, Series 63

Buffalo, NY

Capital Insights Group of WNY, LLC

Bruce Carrow is a CFP® and ChFC® with 38 years of experience in the financial industry. He has worked at Capital Insights Group of WNY, LLC since 2021 and previously spent 18 years at M&T Securities and M&T Bank. Outside of his advisory role, he serves as an independent contractor and fee-based business exit advisor for Value Cap Inc. Capital Insights Group of WNY, LLC is a fee-only fiduciary that provides financial planning and investment management to individuals, families, small businesses, trusts, estates, and charitable organizations. The firm employs a combination of fundamental, qualitative, and quantitative analysis, using both passive and active investment strategies, and offers educational seminars for clients and prospects.

Income planning General estate planning guidance Long-term care insurance Disability insurance Annuities

Chris C

CFP®

Buffalo, NY

Capital Insights Group of WNY, LLC

I founded Capital Insights Group of WNY, an independent Registered Investment Advisory (RIA) firm offering fee-only financial planning and investment management, located in downtown Buffalo, NY. I act as a fiduciary for all of my clients and provide financial guidance that is unique to their needs and situation. Please contact me at chris@cigwny.com or (716) 517-0140 to arrange for a complimentary one-hour meeting to discuss your goals and circumstances.

Wealth management General retirement planning Long-term care insurance Baby Boomers (Born 1946-1964)

Braden S

Series 65

Buffalo, NY

Capital Insights Group of WNY, LLC

Income planning General estate planning guidance Long-term care insurance Disability insurance Annuities

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