Capital Financial Advisors of New York, LLC

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Client assets under management

$260,000,000

Clients

144

60% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

High

Average account size

$1,805,556

About

Capital Financial Advisors of New York provides investment supervisory services and comprehensive financial planning to individuals, pension and profit-sharing plans, trusts, estates, and business entities. Services include investment management, retirement and estate planning, cash-flow and tax planning, and guidance on implementing recommendations.

The firm employs a strategic asset-allocation approach with global diversification and implements portfolios primarily using no-load mutual funds, exchange-traded funds and individual fixed‑income securities held at a qualified custodian. It generally manages client assets on a discretionary basis under limited trading authority, documents objectives and client‑imposed restrictions in investment policy statements, and conducts periodic portfolio reviews.

Distinctive aspects include a small advisory team managing roughly $260 million in discretionary assets, resulting in a comparatively high level of assets per advisor for a firm of this size, and a fee-only, fiduciary practice with advisors holding CFP, CFA and NAPFA credentials. The firm also emphasizes operational controls such as a formal information-security program (KnowB4), provides investment‑related tax summaries and referrals to outside professionals, and does not accept commissions or maintain product‑selling affiliations.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

General retirement planning General tax planning Cash flow / budgeting

Fee options

Fixed

Retainer Agreements with fixed annual fees, amount negotiable based on assets and complexity

Percentage

$0 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.75% $2,000,001 - $6,000,000: 0.50% $6,000,001 - $10,000,000: 0.40% Over $10,000,000+: 0.40% on all assets (non-graduated)

Project-based

$240 per hour for financial planning and limited scope engagements

Other

Account minimum: $500,000 Fee-only: Financial planning services charged at $240 per hour; additional implementation work also $240 per hour; Retainer Agreements with negotiable fixed annual fees

Main office location

Capital Financial Advisors of New York, LLC

10 Maxwell Drive, Suite 104 B

Clifton Park NY 12065, United States

Number of offices

Most active in

California · Florida · New York

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Website 518-280-0030

Advisors at this firm

Kerry M

CFP®

Clifton Park, NY

Capital Financial Advisors of New York, LLC

Kerry Mayo is a CFP® professional with 19 years of experience at Capital Financial Advisors of New York, LLC, where he has been the sole advisor since 2007. He is based in Clifton Park, NY, and specializes in financial planning and investment management. Capital Financial Advisors of New York, LLC provides fee-only financial planning and discretionary investment management to individuals, trusts, estates, pension and profit-sharing plans, and business owners. The firm manages approximately $232 million in mostly discretionary assets, implementing portfolios through strategic asset allocation and global diversification using no-load mutual funds, ETFs, and individual fixed-income securities.

General retirement planning General tax planning Cash flow / budgeting

Sciandra J

CFP®

Clifton Park, NY

Capital Financial Advisors of New York, LLC

Julianne Sciandra is a CFP® professional with 15 years at Capital Financial Advisors of New York, LLC and four years of industry experience. She operates as the sole advisor at her firm, which is based in Clifton Park, NY. Capital Financial Advisors of New York, LLC offers fee-only financial planning and discretionary investment management to individuals, trusts, estates, pension and profit-sharing plans, and business owners. The firm manages approximately $232 million in mostly discretionary assets using strategic asset allocation with global diversification, primarily through no-load mutual funds, ETFs, and individual fixed-income securities.

General retirement planning General tax planning Cash flow / budgeting

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