Capital Estate Advisors, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$114,150,809
Clients
102
38% high-net worth
Advisors
1
of 3 employees
Firm type
Supported
1-3 advisors or $200M+ in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
102
HighAverage account size
$1,119,126
About
Capital Estate Advisors, Inc. is a small advisory firm that provides discretionary investment supervisory services to individual clients, including high‑net‑worth individuals, trusts, estates and other legal entities. The firm manages portfolios across equities, fixed income, mutual funds and ETFs and also offers standalone financial‑planning engagements that include cash‑flow analysis and review of employer benefit plans.
Investment decisions are driven by fundamental analysis performed by the firm’s principal, with a generally long‑term holding horizon and the occasional use of option writing where appropriate. Accounts are monitored on an ongoing basis with quarterly performance reviews, and the firm has the ability to debit advisory fees from client custody accounts.
Distinctive features noted in the brochure include that the firm’s representatives may act as insurance agents and receive commissions on insurance products, a practice the firm says it discloses to clients and does not require them to follow. The firm describes written financial plans that include Monte Carlo projections and coordination with clients’ CPAs and attorneys, and it discloses a prior arbitration settlement arising from an investment‑related claim.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
Options & derivatives strategies
Fee options
Basic financial plan: $1,000; Secondary tier financial plan: $2,000; More sophisticated plans negotiated case-by-case
Commissions on insurance products sold to clients
Account minimum: $400,000 Minimum fee: $4,000 minimum annual fee (may be waived)
Most active in
Capital Estate Advisors, Inc. has reported serving >5 clients in these states in the last 12 months.
New Jersey · New York
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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