Capital Analysts

Capital Analysts provides advisory services to a broad mix of clients — including individuals, high‑net‑worth clients, charitable and corporate organizations, ERISA retirement plans, trust companies and other institutional clients — through discretionary and non‑discretionary managed programs, advisor consulting, third‑party managed portfolios and both wrap and non‑wrap CAAMS offerings. The firm’s ADV reports it managed roughly $8.9 billion in advisory assets as of December 31, 2024.

The firm’s investment process combines an in‑house Investment Management & Research (IM&R) team that constructs model portfolios with advisor‑level consulting and custom portfolios; the IM&R team uses a quantitative screening process (including Morningstar Direct) and a proprietary CAPSL mutual fund list to select mutual funds, ETFs, stock and income‑oriented strategies. Capital Analysts offers portfolios across mutual fund, ETF and stock models, implements rebalancing and tax‑aware options where applicable, and provides varying levels of discretionary authority while describing its fiduciary duties for retirement accounts.

Noteworthy operational features disclosed in the brochure include a close affiliation with Lincoln Investment (a broker‑dealer and affiliated RIA) and extensive operational and custody relationships with Pershing/BNY that support FDIC‑insured bank deposit sweep products and institutional platform services — arrangements the firm identifies as having potential influence on custody and product selection. The firm also acts as co‑adviser or promoter to other registered investment advisers and trust companies, and many advisors engage in outside business activities (including real estate and, in some cases, legal or accounting work), producing a broader service and client mix than is typical for some peers.