C
Candor Financial, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$105,617,335
Clients
6
100% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
6
Very LowAverage account size
$17,602,889
About
Candor Financial provides comprehensive financial planning and ongoing investment management to individuals, small businesses, trusts and charitable organizations. The firm operates on a fee‑only basis and offers both standalone planning engagements and discretionary portfolio management.
Investment strategies blend passive and active approaches grounded in Modern Portfolio Theory and macroeconomic analysis, employing ETFs and index funds alongside individual stocks, bonds and REITs to construct asset‑allocation driven portfolios. The adviser emphasizes an initial comprehensive planning review for new investment‑management clients and conducts periodic portfolio reviews and check‑ins tailored to client needs.
As of December 31, 2025 the firm reported approximately $105,617,335 in discretionary assets spread across six client relationships, with about $104,914,085 attributed to high‑net‑worth individuals, indicating an unusually high level of asset concentration. The brochure discloses no disciplinary history, a written code of ethics, no outside compensation for recommendations, and reliance on a single custodian platform for trade execution, which together shape its operational and compliance profile relative to many peers.
Client services
Financial planning
Portfolio management
Expertise
Wealth management
Passive / index investing
Active portfolio management
Fee options
Introductory Review flat fee: $225
Comprehensive Financial Planning at $150 per hour
Account minimum: $250,000 Minimum fee: Minimum annual fee of $3,750 Fee-only: Comprehensive Financial Planning at $150 per hour, billed in 30-minute increments; Introductory Review flat fee of $225
Main office location
Candor Financial, LLC
Santa Clara CA, United States
Number of offices
2
Most active in
Candor Financial, LLC has reported serving >5 clients in these states in the last 12 months.
California · Georgia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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