Candent Capital, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$19,906,477
Clients
26
38% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
26
TypicalAverage account size
$765,634
About
Candent Capital, LLC is an independent, fee‑only advisory firm led by a single principal that serves individuals, high‑net‑worth clients, trusts, estates, charitable organizations, and businesses, with a stated specialty in mid‑ and late‑career professionals preparing for retirement or life transitions. The firm provides wealth management and financial consulting and also offers educational seminars and speaking engagements for groups.
The firm describes a planning‑centric process that begins with a written financial plan and an investment policy statement before implementing discretionary portfolio management; clients work one‑on‑one with a CFP® professional and a CFA® charterholder for plan development and portfolio oversight. Investment strategy emphasizes long‑term, core‑satellite portfolios that prioritize diversification, low cost, tax efficiency, and a blend of fundamental and quantitative analysis.
Noteworthy features relative to many solo independent advisers include the firm’s recurring public educational seminars and speaking engagements, which the brochure describes as purely educational rather than individualized advice. The firm also discloses use of certain institutional‑access mutual funds (e.g., Dimensional) that can affect post‑termination purchases and notes that it honors pre‑existing client agreements, which can lead to different fee arrangements for similarly situated clients.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
Retirement income strategy
Social Security optimization
Stock option exercise strategy
Concentrated stock management
Charitable giving & philanthropy
Fee options
Financial plan creation fee ranging from $3,800 to $10,000 (negotiable). Pre-agreed flat fees possible for financial consulting.
$0 - $1,000,000: 0.88% annualized (0.22% quarterly) $1,000,001 - $3,000,000: 0.72% annualized (0.18% quarterly) $3,000,001 - $5,000,000: 0.48% annualized (0.12% quarterly) $5,000,001+: 0.32% annualized (0.08% quarterly)
$500 per hour with a minimum of 3 billable hours for financial consulting.
Minimum fee: Minimum annual fee starting at $4,800 (negotiable). Minimum quarterly fee starting at $1,200 for ongoing wealth management. Fee-only: Fee-only firm; no commissions or referral fees.
Main office location
Candent Capital, LLC
San Francisco CA, United States
Number of offices
1
Most active in
Candent Capital, LLC has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")