Campbell Financial Partners, LLC

Campbell Financial Partners is a fee-only advisory firm that provides financial planning and investment management services to individuals, trusts, and small business clients. The firm manages portfolios on both a discretionary and non-discretionary basis and also offers limited-scope, hourly or project-based planning engagements for clients who do not require ongoing investment management.

The firm uses conservative fundamental analysis to build broadly diversified, tax-aware portfolios primarily composed of no-load and low-cost mutual funds and ETFs, with an intentional overweight to smaller-cap and value-oriented exposures and a stated avoidance of stock-picking and market timing. Campbell Financial Partners treats cash as an asset class—maintaining defensive cash positions when appropriate and generally sweeping cash into higher-yielding money market funds rather than leaving low-yield sweep balances untouched—while providing ongoing portfolio monitoring and rebalancing.

Distinctive features in the brochure include membership in a fee-only professional organization and adherence to its fiduciary oath and code of ethics, use of Dimensional Fund Advisors (DFA) funds (which are generally available only through approved advisers), and explicit policies around custodial recommendations (noting use of specific custodians and the potential for transaction or “trade-away” fees, which the firm does not retain). The firm also does not vote client proxies, leaving voting responsibility to clients, and discloses that it may manage allocations within variable annuity sub-accounts and employer retirement plan options when engaged to do so.