Cambridge Capital Management, LLC

Cambridge Capital Management is a four-advisor SEC-registered investment advisory firm managing approximately $457.8 million for about 339 clients, serving individuals, high‑net‑worth investors, pension and profit‑sharing plans, trusts, estates, charitable organizations and business entities. The firm offers discretionary portfolio management, financial planning, and retirement plan consulting that includes plan design, investment option evaluation, participant education, and fiduciary consulting under ERISA.

The firm builds individualized investment policies and uses seven model asset allocations comprised of both actively managed and passive mutual funds and ETFs, applying a mix of fundamental and technical analysis along with a long‑term, dollar‑cost‑averaging orientation. CCM generally acts with discretionary authority for managed accounts but limits its role with employer‑sponsored retirement plans to non‑discretionary advice and “held‑away” implementation guidance.

Distinctive operational features include a firm policy to not accept proxy‑voting responsibilities (effective August 15, 2025) and the use of direct fee debits and standing letters of authorization that result in constructive custody while the firm follows SEC guidance and recordkeeping practices to address custody-related requirements. The firm also emphasizes ERISA-focused fiduciary consulting—such as investment policy development, manager evaluation and selection, performance monitoring, and participant advisory services—as a significant part of its practice.