Cambridge Cape Cod Advisors, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$194,779,475
Total clients
123
55% high-net worth
Total advisors
1
of 2 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
123
Average account size
$1,583,573
About
Cambridge Cape Cod Advisors serves retired and upper‑income individuals and families, providing holistic financial planning and investment advisory services that include investment analysis, retirement and estate planning, tax planning coordination, insurance reviews, and pension/401(k) consulting. The firm operates as a fee‑only advisor and offers comprehensive “open retainer” engagements as well as narrower project retainer and financial review options, and it may recommend custodians, sub‑advisors, or turnkey asset management programs for implementation.
CCCA creates tailored Investment Policy Statements, analyzes cash flow and debt, and conducts periodic reviews to align portfolios with clients’ goals and risk tolerances. Although the brochure describes discretionary management capabilities, it discloses that as of January 1, 2026 the firm reported $194,779,475 in non‑discretionary assets under management, reflecting that many client relationships retain approval authority or are implemented through recommended sub‑advisors.
What distinguishes the firm from many peers is the predominance of non‑discretionary AUM at a scale that is uncommon for supported firms, indicating a client base that often prefers to retain control over transactions or to use outside managers. The firm’s combination of a fee‑only retainer model, standalone project reviews, pension consulting services, and membership in the Alliance of Comprehensive Planners and NAPFA underscores a practice focused on coordinated, comprehensive planning and referral relationships with tax and legal specialists.
Client services
Financial planning
Portfolio management
Tax preparation
Expertise
Income planning
Cash flow / budgeting
Occupation focus
Retired
Demographic focus
Approaching retirement
Retired
Fee options
Project retainer services provided on flat-fee basis; Financial Review flat fee of $1,200
Account minimum: $100,000 (negotiable to lower at Advisor's discretion) Minimum fee: Initial year open retainer fee between $5,000-$50,000; renewal years open retainer fee between $5,000-$50,000, negotiated and paid annually Fee-only: Fee-only financial planning services via open retainer ($5,000-$50,000 annually) and project fees; no commissions charged by Advisor
Main office location
Cambridge Cape Cod Advisors, LLC
128 Route 6 A
Sandwich MA 02563, United States
Number of offices
1
Most active in
Cambridge Cape Cod Advisors, LLC has reported serving >5 clients in these states in the last 12 months.
Massachusetts
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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