Cambridge Advisors, LLC

Cambridge Advisors, LLC provides fee-based investment advisory and financial planning services to individuals (including high-net-worth clients), businesses, trusts and pension and profit-sharing plans, managing roughly $46.5 million across about 55 client relationships. The firm offers discretionary and non-discretionary portfolio management, access to model portfolios through Orion and Envestnet, alternative investment recommendations, and retirement plan consulting.

The firm develops individualized investment policy statements through personal interviews and risk questionnaires and implements portfolios with an asset-allocation focus using mutual funds, ETFs, separately managed strategies and occasional margin transactions when directed by clients. Cambridge uses a mix of fundamental and cyclical analysis and pursues both long- and short-term trading approaches, with ongoing monitoring and periodic reporting to clients.

Noteworthy aspects include an affiliation with a separate accounting entity that provides tax compliance and planning services under separate agreements, and the principal’s involvement with a membership employer association that the firm may recommend to clients. Cambridge also provides pension and 401(k) consulting—preparing investment policy statements, attending trustee meetings, selecting and monitoring plan investments, and participating in employee communications and education—which is less common among independent firms of its size.