Calder Financial Group
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$260,700,000
This total excludes 58 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
443
1% high-net worth
Total advisors
5
of 6 employees
Firm size
Team
4-10 advisors or $500M+ in AUM
Average clients per advisor
89
Average account size
$588,488
About
Calder Financial Group advises both individual and institutional clients, including retirement plans, foundations, and endowments, offering discretionary investment management and comprehensive financial planning. The firm serves as a 3(38) fiduciary for plan sponsors and also provides sub‑advisory and consulting services for managed accounts.
The firm implements target asset allocations through five managed model portfolios that range from conservative to equity growth, with tactical rebalancing and periodic replacement of underperforming holdings. An investment committee meets at least monthly, and accounts are monitored using daily data feeds and Morningstar reporting to support periodic reviews and client communication.
Uncommonly for a team of this size, Calder maintains an affiliated pension consulting and third‑party administration business that provides employee benefit consulting and TPA services to retirement plans, and several principals hold accounting and actuarial credentials (CPA, Enrolled Agent, FSA, CFA) that support integrated plan administration and tax‑related advice. The brochure also discloses that partners act as general partners in private real estate investments that may include clients, and the firm describes policies and separate fee arrangements intended to mitigate those conflicts of interest.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Fee options
Flat fees charged on case-by-case basis for consulting on private placement investments.
$0 - $1,000,000: 1.00% annually $1,000,000 - $2,000,000: 0.60% annually $2,000,000+: 0.40% annually
Financial planning and specific advice billed at $250 per hour.
Account minimum: No explicit account minimum stated; a minimum quarterly fee of $50 is generally required but may be negotiable. Minimum fee: Minimum quarterly fee of $50, negotiable depending on client objectives and account nature. Fee-only: Investment advisory fees based on assets under management and hourly fees for financial planning ($250/hour). Also flat fees for consulting on private placements.
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
Main office location
Calder Financial Group
7504 Thornapple River Dr. Se
Ada MI 49301, United States
Number of offices
2
Quick links
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")