Cairn Investment Group

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Client assets under management

$383,188,933

Clients

309

39% high-net worth

Advisors

of 6 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

103

High

Average account size

$1,240,094

About

Cairn Investment Group provides discretionary investment management and financial planning to individuals, retirement and profit‑sharing plans, trusts, estates, charitable organizations, corporations, and other business entities. Services commonly include determination of financial objectives, cash‑flow and retirement planning, education funding, and ongoing portfolio management for clients who prefer continuous supervision.

The firm follows a value‑oriented, risk‑optimized investment approach that emphasizes individual stocks, bonds and ETFs, with primary focus on U.S. equities while remaining open to global opportunities. Client relationships are governed by a written Investment Policy Statement, account reviews at least quarterly, and generally include discretionary authority to implement the agreed strategy.

Compared with many peers, Cairn discloses that it may employ borrowing in separately managed accounts and calculates advisory fees on account market value without adjustment for margin debt. The firm also integrates client education into its planning work and conducts seminars or workshops, and it uses a third‑party platform to provide discretionary oversight of held‑away retirement plan participant accounts while avoiding custody.

Client services

Financial planning Portfolio management Educational seminars or workshops

Expertise

Wealth management College savings (529s, UTMA, etc.) Divorce financial planning

Fee options

Fixed

Financial planning fixed fees generally range from $2,500 to $7,000

Percentage

$0 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.75% $3,000,001 - $5,000,000: 0.65% $5,000,001 - $10,000,000: 0.50% $10,000,001+: 0.30%

Project-based

$300 to $450 per hour for additional consulting services after financial plan completion

Other

Account minimum: $400,000 Fee-only: Fixed fee financial planning services ranging from $2,500 to $7,000; hourly consulting fees ranging from $300 to $450 per hour

Main office location

Cairn Investment Group

500 Broadway Street, Suite 480

Vancouver WA 98660, United States

Number of offices

Most active in

California · Oregon · South Carolina · Texas · Washington

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Website 503-241-4901

Advisors at this firm

Timothy M

Series 66

Vancouver, WA

Cairn Investment Group

Timothy Mosier is a financial advisor at Cairn Investment Group with 22 years of industry experience. He holds the Series 66 designation and has been with Cairn Investment Group since 2007. The firm provides discretionary investment management and financial planning for a diverse client base, including individuals, retirement plans, trusts, estates, charitable organizations, and corporations. Cairn uses a risk-optimized, value-oriented investment approach across individual stocks, bonds, and ETFs, offering ongoing supervision with regular reviews and educational services as part of its client offerings.

Wealth management College savings (529s, UTMA, etc.) Divorce financial planning

Patrick M

CFP®, Series 63, Series 66

Vancouver, WA

Cairn Investment Group

Patrick Mason is a CFP® professional with 19 years of experience in financial advising. He has been with Cairn Investment Group since 2015, where he works as part of a four-advisor team based in Vancouver, WA. Cairn Investment Group provides discretionary investment management and financial planning services to individuals, retirement and profit-sharing plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm employs a risk-optimized, value-oriented investment approach using individual stocks, bonds, and ETFs, and emphasizes ongoing supervision, client education, and customized financial planning.

Wealth management College savings (529s, UTMA, etc.) Divorce financial planning

Mark F

CFP®, ChFC®, Series 63, Series 66

Bluffton, SC

Cairn Investment Group

Mark Farrelly is a financial advisor at Cairn Investment Group with 22 years of industry experience. He holds the CFP® and ChFC® designations and has worked at Cairn Investment Group since 2021, following a decade at NewFocus Financial Group. Cairn Investment Group provides discretionary investment management and financial planning services to individuals, retirement and profit-sharing plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm manages approximately $350.8 million across about 827 accounts, employing a risk-optimized, value-oriented approach using individual stocks, bonds, and ETFs, with ongoing supervision and educational support for clients.

Wealth management College savings (529s, UTMA, etc.) Divorce financial planning

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