C2C Wealth Management, LLC

C2C Wealth Management provides discretionary wealth management and financial planning for individuals, high‑net‑worth clients, trusts, and estates, constructing portfolios using ETFs, individual stocks and bonds and, when appropriate, unaffiliated independent managers. The firm also advises on retirement‑account distributions and may retain legacy positions for tax or fit reasons as part of individualized planning.

The firm’s investment process relies on fundamental analysis and a generally long‑term orientation, while allowing shorter‑term trades for rebalancing or client cash needs; C2C develops targeted asset allocations and monitors accounts on an ongoing basis under discretionary authority. Client assets are held with a third‑party custodian (the firm commonly recommends Charles Schwab) and C2C does not take custody of client funds except for limited fee‑deduction authority and oversight of any independent managers it recommends.

Noteworthy aspects include operation under a compact advisory staff within a holding structure controlled by a family trust and an institutional relationship with Schwab that provides technology and other economic benefits to the firm. The firm discloses that certain advisory personnel also serve as registered representatives and licensed insurance agents—occupying a meaningful portion of their time—and that these outside business activities and commissionable product sales present potential conflicts that the firm addresses in its disclosures and policies.