C
C2 Financial Planning LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$5,000
Total clients
1
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
1
Average account size
$5,000
About
C2 Financial Planning LLC was founded in 2025 and provides discretionary asset management and comprehensive financial planning primarily for individual clients. Services include ongoing portfolio management tailored to clients’ goals and risk tolerances, along with financial planning reviews that cover estate planning, taxes, insurance, qualified plans, retirement income, Social Security, and college planning.
The firm implements portfolios under discretionary authority and uses functional and cyclical analysis to align asset allocation with documented client objectives; strategies noted in the brochure may include long-term holdings, trading, and the use of options and derivatives when appropriate. Accounts are monitored and reviewed at least quarterly, and the firm typically recommends a custodial relationship with a national custodian to execute trades and report account activity.
Notable distinctions include an affiliated insurance practice: the adviser is a licensed insurance agent who may offer insurance products and receive separate commissions, a conflict the firm discloses and says it manages through policies and its fiduciary duty. The firm also operates with a very small reported asset base and a single reported client, does not aggregate securities transactions across client accounts, and does not vote client proxies unless assistance is requested.
Client services
Financial planning
Portfolio management
Expertise
Income planning
Social Security optimization
College savings (529s, UTMA, etc.)
Options & derivatives strategies
Fee options
Financial planning services flat fee between $500 and $5,000
$0 - $1,000,000: 1.00% annually Over $1,000,000+: 0.75% annually
Insurance commissions received by representative as a licensed insurance agent
Fee-only: Fixed fees for financial planning between $500 and $5,000
Main office location
C2 Financial Planning LLC
343 Samuel Dr
Mills River NC 28759, United States
Number of offices
1
Most active in
C2 Financial Planning LLC has reported serving >5 clients in these states in the last 12 months.
North Carolina
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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