C Financial and Tax Associates
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$10,872,492
Total clients
49
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
49
Average account size
$221,888
About
C Financial and Tax Associates is a registered investment adviser that works with a broad set of clients, including individuals (both non‑HNW and high‑net‑worth), trusts, estates, retirement plans, charitable organizations, foundations, endowments, corporations, small businesses, and churches. The firm provides introductions and coordination with third‑party money managers, comprehensive financial planning, and separate tax preparation and insurance product services.
The firm operates on a non‑discretionary basis: it develops investment policy statements, recommends asset allocations and investment styles, and assists in selecting and monitoring third‑party managers and managed account platforms (including programs offered by SEI, Orion, and PFG). Recommendations draw on fundamental analysis and modern portfolio theory, while implementation and trading authority typically reside with the outside managers the firm recommends.
What distinguishes this solo adviser is the combination of roles and offerings uncommon among peers: the principal also serves as a registered representative of a broker‑dealer and as a licensed insurance agent, and the firm provides tax preparation services, all of which can create fee or commission relationships that are disclosed to clients. The firm manages roughly $11 million in non‑discretionary assets for about 60 clients and focuses on connecting clients with external managers rather than providing discretionary portfolio management directly.
Client services
Expertise
Fee options
$100,000 - $250,000: 2.00% (SEI) $250,001 - $1,000,000: 1.50% (SEI) $1,000,001 - $2,000,000: 1.25% (SEI) $2,000,001 - $3,000,000: 1.00% (SEI) $3,000,001 - $5,000,000: 0.75% (SEI) $5,000,001+: 0.50% (SEI) Less than $50,000 - $50,000: 0.45% (Orion administration fee) $50,001 - $100,000: 0.35% (Orion administration fee) $100,001 - $250,000: 0.20% (Orion administration fee) $250,001 - $500,000: 0.175% (Orion administration fee) Over $500,000+: 0.15% (Orion administration fee) $0 and up+: Up to 1.00% internal annual fee on Managed Mutual Fund Strategy – Investor Class (PFG) $0 - $500,000: 1.50% direct management fee plus 1.00% charged to funds (Managed Mutual Fund Strategy – Institutional Class PFG) $500,001 - $3,000,000: 1.125% direct management fee plus 1.00% charged to funds (PFG) $3,000,001 - $5,000,000: 0.80% direct management fee plus 1.00% charged to funds (PFG) $5,000,001 - $10,000,000: 0.65% direct management fee plus 1.00% charged to funds (PFG) $10,000,001+: Subject to negotiation direct management fee plus 1.00% charged to funds (PFG) $0 - $500,000: 2.00% direct annual management fee (Variable Annuity, Variable Universal Life, and Separately Managed Accounts PFG) $500,001 - $3,000,000: 1.50% direct annual management fee (PFG) $3,000,001 - $5,000,000: 1.00% direct annual management fee (PFG) $5,000,001 - $10,000,000: 0.80% direct annual management fee (PFG) $10,000,001+: Subject to negotiation direct annual management fee (PFG)
Advisors are registered representatives who may sell insurance and securities products for commissions; conflicts of interest disclosed
$250 per hour for financial planning and consulting services, negotiable depending on complexity
Account minimum: No minimum net worth required for financial planning; for third-party money managers, minimums vary by program (e.g., SEI starts at $100,000, Orion less than $50,000, PFG $0) Fee-only: Financial planning charged at $250 per hour, may be negotiable; no minimum net worth required for financial planning services
Main office location
C Financial and Tax Associates
6373 Brockton Ave.
Riverside CA 92506, United States
Number of offices
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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