BWS Investment Management, LLC

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Client assets under management

$54,000,000

Clients

324

1% high-net worth

Advisors

of 5 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

162

Very High

Average account size

$166,667

About

BWS Investment Management provides financial planning and investment advisory services to individuals, high‑net‑worth individuals, and small businesses, and it recommends pre‑screened third‑party investment managers to implement client portfolios. The firm also offers business consultation services and serves as a limited ERISA §3(21) plan fiduciary for employer-sponsored retirement plans.

The firm’s process emphasizes a customized financial plan followed by manager selection and oversight: BWS conducts due diligence on third‑party managers, reviews performance and compliance, and communicates with those managers on behalf of clients. BWS does not execute client trades itself; third‑party managers typically assume discretionary trading authority while the firm provides ongoing review and client reporting.

Noteworthy aspects include principals who hold a CPA credential and an affiliated insurance agency while explicitly noting the CPA is not associated with an independent accounting firm, and the firm’s offering of periodic complimentary educational workshops. Compared with many peers, BWS’s combination of selecting other advisers, acting in a limited fiduciary role for retirement plans, and serving a mix of non‑HNW individuals, HNW clients, and corporate plan clients is relatively uncommon for an investment manager that relies on third‑party managers.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Cash flow / budgeting Debt management College savings (529s, UTMA, etc.) General retirement planning Divorce financial planning

Fee options

Percentage

$0+: 0.40% to 2.50% (asset-based fees range by third-party investment manager and program selected) $0+: 0.20% to 2.00% (portion of total advisory fee received by BWS Investment Management, LLC)

Other

Account minimum: No minimum required by BWS Investment Management, LLC; however, certain third-party investment managers may require minimum investable assets which will be disclosed prior to engagement. Fee-only: Advisory fees are asset-based fees paid via third-party investment manager programs; BWS does not charge separate planning fees or commissions.

Main office location

BWS Investment Management, LLC

13100 Wortham Center Dr, Third Floor

Houston TX 77065, United States

Number of offices

Most active in

Texas

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

832-534-3516

Advisors at this firm

Jennifer B

CFP®, Series 65

Houston, TX

BWS Investment Management, LLC

Jennifer Baker is a CFP® with five years of industry experience, currently serving as an advisor at BWS Investment Management, LLC. Her prior experience includes roles at Cambridge Investment Research Advisors and Houston Insurance Group LLC. She is also a managing member and insurance agent at Baker Wealth Strategies, LLC, an insurance agency offering products from unaffiliated issuers. BWS Investment Management provides financial planning and investment advisory services to individuals, high-net-worth clients, and small businesses, focusing on customized financial plans and the selection and oversight of third-party investment managers. The firm also offers business consultation and serves as a limited ERISA §3(21) plan fiduciary for employer-sponsored retirement plans.

Cash flow / budgeting Debt management College savings (529s, UTMA, etc.) General retirement planning Divorce financial planning

Jammie L

Series 66

Houston, TX

BWS Investment Management, LLC

Jammie Lowe is an investment advisor at BWS Investment Management, LLC with eight years of industry experience. He holds the Series 66 designation and has worked at several firms, including Corvee LLC and Edward D. Jones & Co., L.P. Outside of his advisory role, he serves as Investment Director at Baker Wealth Strategies, LLC, an affiliated insurance-related business. BWS Investment Management provides financial planning and investment advisory services to individuals, high-net-worth clients, and small businesses. The firm emphasizes customized financial plans followed by the selection and oversight of pre-screened third-party investment managers, offering fiduciary services for employer-sponsored retirement plans and business consultation.

Cash flow / budgeting Debt management College savings (529s, UTMA, etc.) General retirement planning Divorce financial planning

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