BW Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$31,071,879
Clients
25
40% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
25
TypicalAverage account size
$1,242,875
About
BW Financial Planning is a fee-only independent advisory firm that serves individuals as well as trusts, estates, charitable organizations and small businesses, managing roughly $31 million for a limited client base. The firm offers wealth management and discretionary portfolio management alongside financial planning delivered as ongoing engagements or project-based work, and it also provides educational seminars and speaking engagements.
The firm’s investment approach is grounded in Modern Portfolio Theory, emphasizing long-term, buy-and-hold allocations across stocks, bonds, mutual funds and ETFs with periodic rebalancing and risk-profile tailoring; it conducts due diligence on outside managers when used. Financial planning covers retirement, tax, estate, insurance, and cash-flow analysis, with monitoring and implementation support for clients who engage in ongoing relationships.
What is noteworthy is the firm’s active role in client education: it regularly offers seminars and speaking engagements for groups and may provide pro-bono presentations, an activity that is uncommon among peers. The firm also highlights specialized credentials in retirement-income and tax-focused planning and integrates tax-aware planning into its services, a combination that distinguishes it from many similarly sized independent advisors.
Client services
Financial planning
Portfolio management
Selection of other advisers
Educational seminars or workshops
Expertise
Wealth management
General retirement planning
Cash flow / budgeting
Fee options
Project-based financial planning fixed fees $500 to $15,000; Educational seminars fees range from free to $10,000 per seminar or $0 to $200 per participant
$0 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.80% $3,000,000+: 0.60%
Account minimum: $500,000 Minimum fee: $7,500 minimum annual advisory fee for individuals; $10,000 minimum annual advisory fee for couples Fee-only: Financial Planning Fees: Ongoing financial planning upfront fee $0 to $5,000 plus quarterly fees $1,000 to $20,000; Project-based financial planning fixed fees $500 to $15,000; Educational seminars fees range from free to $10,000 per seminar or $0 to $200 per participant
Main office location
BW Financial Planning
Greenwood Village CO, United States
Number of offices
1
Most active in
BW Financial Planning has reported serving >5 clients in these states in the last 12 months.
Colorado · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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