Business Wise Insurance, PLLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$929,729
This total excludes 3 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
4
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
4
Very LowAverage account size
$232,432
About
Business Wise Insurance, PLLC provides investment advisory and financial planning services to individuals and owners of small businesses, with a particular focus on employer-sponsored retirement plans, PEP 401(k) arrangements, ESOPs, executive compensation and business succession work. The firm also operates as a licensed insurance producer and places group and personal life and annuity products as part of its service offerings.
The firm implements client portfolios through third‑party investment advisers and custodial platforms, constructing allocations from individual stocks and bonds, mutual funds, ETFs and limited alternative investments (typically capped in client allocations), and may accept discretionary authority for trading when clients agree. BWI describes a blend of analytical approaches (fundamental, technical, top‑down and bottom‑up), ongoing monitoring (commonly quarterly), and active selection and oversight of TP IAs and retirement plan administrators.
Noteworthy aspects of the practice include its dual role as both an RIA and an insurance producer—explicitly disclosed in the brochure—and a pronounced emphasis on plan sponsors and pooled employer plan structures, supported by relationships with TPAs and group annuity providers and an affiliated business‑exit planning process through theIEPA. The firm also discloses a prior California insurance‑license suspension (subsequently reinstated), a disciplinary event the brochure documents and that is uncommon among similar solo independent advisers.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Business exit / sale strategy
Business ownership considerations
Retirement plans for business owners (SEP, solo 401k)
Equity Recipients (RS/RSU, SOP, ESPP)
Charitable giving & philanthropy
Occupation focus
Founder/Business Owner
Executive
Fee options
$10,000 - $2,500,000: 0.50% $2,500,001 - $10,000,000: 0.20% $10,000,001+: 0.15%
$150 per hour with 1-hour minimum for financial planning services
Account minimum: $10,000 for individuals, $100,000 for trust and business accounts
Main office location
Business Wise Insurance, PLLC
Snohomish WA, United States
Number of offices
1
Most active in
Business Wise Insurance, PLLC has reported serving >5 clients in these states in the last 12 months.
Florida · Utah · Washington
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
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