BTG Capital LLC

BTG Capital LLC is a fee‑only registered investment adviser that provides wealth management, ongoing financial planning, project‑based planning, and retirement‑plan consulting for individuals, high‑net‑worth clients, and employer plan sponsors. The small, recently formed firm manages roughly $2.4 million across 13 client relationships and is operated by two advisor‑owners.

The firm delivers discretionary and non‑discretionary portfolio management alongside written financial plans that address cash flow, estate, tax, and retirement strategies, using an asset‑allocation framework and a mix of passive and active vehicles (stocks, bonds, mutual funds, and ETFs). Clients are required to establish custody at Charles Schwab, and the adviser discloses that it may recommend less traditional allocations — including various alternative investments and digital assets — while documenting associated risks.

Noteworthy features relative to peers include the combination of a very small asset base and a broader service offering (employer retirement‑plan consulting and potential access to alternatives/cryptocurrency), which is less common for firms of this size. The principals bring prior institutional experience at large financial firms, the adviser operates on a fee‑only basis with no outside sales compensation, and it does not vote client proxies, leaving proxy decisions to clients.