Brownstone Financial Group LLC

The firm provides investment advisory and portfolio management services to individual clients, beginning engagements with a complimentary, tailored written financial plan before formalizing an ongoing advisory relationship. It offers discretionary management through model portfolios and may recommend or enter co‑adviser relationships with third‑party investment advisers to implement strategies.

Its investment approach emphasizes asset allocation and the use of model portfolios implemented and executed by sub‑advisers, with the firm retaining authority to select, replace, and monitor those sub‑advisers. Accounts are reviewed on an ongoing basis with formal reviews at least quarterly and an annual meeting to reassess objectives and the continued appropriateness of recommended managers and models.

Noteworthy features include an affiliation with an insurance agency owned by the firm’s principal and disclosed non‑investment business activities that generate insurance commissions and potential conflicts of interest; the firm also receives a portion of fees paid to recommended third‑party advisers. The firm manages a modest asset base and relies heavily on sub‑advisers for trade execution and reporting, positioning itself primarily as a monitor and coordinator of outside managers.