B
Brown PCFO
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$21,927,712
Total clients
11
55% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
11
Average account size
$1,993,428
About
Brown PCFO provides ongoing portfolio management and financial planning services to individual clients, including both retail and high‑net‑worth individuals. The firm prepares a written Investment Policy Statement for each client and typically charges asset‑based advisory fees for ongoing portfolio management.
The firm combines cyclical, fundamental, and technical analysis with modern portfolio theory and employs both long‑term and short‑term investing strategies; it offers discretionary and non‑discretionary management depending on client preference. Brown PCFO limits its investable universe to common instruments such as mutual funds, ETFs (including precious‑metal ETFs), equities, fixed income, REITs, fixed indexed annuities and certain private placement vehicles, and documents client risk tolerance and restrictions in the IPS.
What is distinctive about this firm is its very small client roster relative to its assets under management, which implies a small number of sizable accounts and a very concentrated advisor‑to‑client relationship. The firm requires use of specific custodians (Altruist Financial and Charles Schwab) and receives institutional services and soft‑dollar benefits from Schwab, and it does not aggregate (block) trades for multiple client accounts — features that can affect trade execution and the operational relationship with custodians.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
College savings (529s, UTMA, etc.)
Life insurance needs analysis
Cash flow / budgeting
Fee options
$0 - $1,000,000: 0.95% $1,000,001 - $3,000,000: 0.75% $3,000,001 - And Up: 0.50%
$250 per hour for financial planning services
Main office location
Brown PCFO
Bellingham WA, United States
Number of offices
1
Most active in
Brown PCFO has reported serving >5 clients in these states in the last 12 months.
Washington
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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