Brighter Financial Capital Management, LLC logo

Brighter Financial Capital Management, LLC

Updated today

Client assets under management

$134,291,773

Clients

332

10% high-net worth

Advisors

4

of 4 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

83

High

Average account size

$404,493

About

Brighter Financial Capital Management provides investment and financial planning services to individuals — including high‑net‑worth clients — as well as corporations and retirement plan sponsors. Its services include discretionary and non‑discretionary portfolio management, ERISA 3(21) and 3(38) plan advisory, variable annuity management, multi‑tiered financial planning, coordination with third‑party managers, and public seminars and workshops.

The firm commonly implements client programs under discretionary authority and may engage sub‑advisors or third‑party managers to execute model strategies while retaining the ongoing client relationship and periodic monitoring. It documents client goals in client files and investment policy statements, reviews accounts at least quarterly, and offers structured planning tiers and a Medicare specialist to support clients across different needs and engagement levels.

Distinctive features relative to peers include an unusually high client load per advisor (827 clients served by three advisors), sponsorship of a wrap fee program, and the regular presentation of educational seminars (fee-based, modestly priced). The firm’s principals also maintain an affiliated insurance agency and registered‑representative arrangement that produces external compensation and referral relationships; these affiliations and fee‑sharing arrangements are disclosed in the brochure and identified as potential conflicts of interest that the firm manages through disclosure and procedures.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Medicare planning Business exit / sale strategy

Occupation focus

Founder/Business Owner Executive

Fee options

Fixed

Fixed fees for financial planning tiers as noted above.

Percentage

$0 - $100,000: 1.15% annually $100,001 - $500,000: 1.00% annually $500,001 - $1,000,000: 0.80% annually $1,000,001 - $2,000,000: 0.75% annually $2,000,001 - $5,000,000: 0.65% annually Over $5,000,000+: 0.40% annually

Commissions

Supervised persons receive external compensation as registered representatives and insurance agents.

Project-based

$150 per hour for financial planning if plan is cancelled after five business days.

Other

Account minimum: $10,000 Fee-only: Fixed fees for financial planning: Intro Planning $39.99/month or $299-$349 per meeting; Silver $240/month or $600/quarter; Gold $480/month or $1,200/quarter; Platinum $1,500/month or $3,750/quarter; Optional add-ons $450 each.

Main office location

Brighter Financial Capital Management, LLC

1984 Isaac Newton Sq. W, Suite 203

Reston VA 20190, United States

Number of offices

1

Most active in

Florida · Maryland · North Carolina · South Carolina · Virginia

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Daniel C

Series 63, Series 66

Reston, VA

Brighter Financial Capital Management, LLC

Daniel Cooper is an associate advisor at Brighter Financial Capital Management, LLC with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including Madison Avenue Securities and Kalos Capital, Inc. Cooper is also involved with Clark & Associates, Inc. Financial Solutions in roles related to insurance and paraplanning. Brighter Financial Capital Management provides investment and financial planning services to individuals, corporations, and retirement plan sponsors. The firm offers discretionary and non-discretionary portfolio management, plan advisory, variable annuity management, and educational seminars, serving a large client base with a structured planning approach.

Medicare planning Business exit / sale strategy Founder/Business Owner Executive
user avatar

Keron S

Series 63, Series 65

Reston, VA

Brighter Financial Capital Management, LLC

Keron Smith is a financial advisor at Brighter Financial Capital Management, LLC with Series 63 and Series 65 credentials and over six years of experience in the financial services industry. His prior roles include positions at Wells Fargo Advisors Financial Network, Ameriprise Financial, and BayPoint Wealth. Brighter Financial Capital Management provides investment and financial planning services to individuals, high-net-worth clients, corporations, and retirement plan sponsors. The firm offers discretionary and non-discretionary portfolio management, plan advisory services, multi-tiered financial planning, and educational seminars.

Medicare planning Business exit / sale strategy Founder/Business Owner Executive
user avatar

Ryan S

Series 66

Reston, VA

Brighter Financial Capital Management, LLC

Ryan Scott is a financial advisor at Brighter Financial Capital Management, LLC with three years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Advisors, KLDiscovery, and Contagious Solutions. Outside of his advisory role, he is also a registered representative at Madison Avenue Securities, LLC. Brighter Financial Capital Management provides investment and financial planning services to individuals, including high-net-worth clients, as well as corporations and retirement plan sponsors. The firm offers discretionary and non-discretionary portfolio management, ERISA plan advisory, and multi-tiered financial planning, frequently engaging sub-advisors while maintaining client relationships and conducting regular account reviews.

Medicare planning Business exit / sale strategy Founder/Business Owner Executive
user avatar

Megan C

Series 63, Series 66

Reston, VA

Brighter Financial Capital Management, LLC

Megan Clark is an investment adviser representative with Brighter Financial Capital Management, LLC and holds Series 63 and Series 66 credentials. She has 12 years of industry experience and has worked with firms including Madison Avenue Securities and Clark/Barbour Asset Strategy Partners. Clark is also the CEO and owner of Clark & Associates, Inc. Financial Solutions and serves as treasurer for the Fairway Executive Center Condo Board. Brighter Financial Capital Management provides investment and financial planning services to individuals, corporations, and retirement plan sponsors. The firm offers discretionary and non-discretionary portfolio management, plan advisory, and educational seminars, serving a high client load with a multi-tiered planning approach.

Medicare planning Business exit / sale strategy Founder/Business Owner Executive
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