Bridgewater Advisory Group LLC

Bridgewater Advisory Group LLC provides wealth management and investment advisory services to individuals (including high net worth clients), trusts, estates, and retirement plans. The firm offers discretionary portfolio management, standalone and ongoing financial planning (hourly, fixed-project, and annual engagements), and 3(21) retirement plan advisory services, and may implement client strategies through a sub-advisor.

Investment decisions are guided primarily by fundamental analysis with a long-term orientation, using diversified mutual funds, ETFs, individual equities and bonds while allowing shorter-term trades for rebalancing or client cash needs. The firm monitors portfolios on an ongoing basis, exercises discretionary authority within client-directed guidelines, and performs oversight of any recommended sub-advisory relationships.

Noteworthy aspects disclosed in the brochure include an affiliation with a related tax and accounting practice, with a principal dedicating a substantial portion of time to that affiliated business; the firm notes this as a potential conflict when referring clients for separate accounting or tax services. The advisory team is small and recently formed (two advisors managing roughly $46 million), and the firm maintains an institutional custodial relationship that provides economic benefits to the advisor—factors the firm discloses as relevant to custody and platform recommendations.