Bridge the Gap Retirement Planners

Bridge the Gap Retirement Planners LLC provides financial planning and investment management to individuals, high-net-worth individuals, charitable organizations, and businesses. The two-advisor firm reports approximately $49.1 million in discretionary assets under management for about 32 clients and offers both ongoing comprehensive and hourly, limited-scope financial planning across topics such as retirement, tax strategies, estate planning, business planning, and risk management.

The firm delivers investment management exclusively through a wrap fee program, so advisory services and transaction costs are bundled into a single asset-based fee and BTGRP does not manage non-wrap accounts. In its planning work the firm emphasizes tailored recommendations—asset allocation, diversification, tax-aware approaches and periodic rebalancing—and may waive planning fees for clients who engage its investment management services.

BTGRP’s exclusive use of a wrap program is a distinctive feature relative to peers and is noted in the brochure as creating potential trading and fee-structure conflicts that the firm addresses through adherence to client objectives and its fiduciary duty. As a small, fee-only adviser led by two CFP®-credentialed partners with prior broker-dealer and private client experience, the firm maintains a limited client roster, permits reasonable client-imposed investment restrictions, and does not take custody or vote client proxies.