Brian Adams Financial Planning LLC

The firm provides project-based financial planning to individuals and high-net-worth clients, delivering written financial plans and consulting on topics such as retirement, tax-aware investment analysis, business planning, and estate considerations. Although registered as an investment adviser, the firm does not manage client assets, does not accept custody, and its engagements are limited-scope rather than ongoing portfolio management.

BAFP operates on a fee-only, project-based model and charges fixed or hourly fees rather than taking a percentage of assets under management; it tailors planning work to client goals and written deliverables. In forming recommendations within plans, the firm uses a mix of modern portfolio theory, fundamental and technical analysis, passive and active strategies, and can incorporate socially responsible investing when requested.

Distinctive features compared with many investment-manager peers include the use of hourly billing and the absence of percentage-of-AUM fees, as well as a lack of investment discretion and custody arrangements. The firm is newly organized and led by a single principal and chief compliance officer with prior military leadership and graduate-level training, and it does not participate in wrap fee or performance-based fee arrangements.