Brecken Capital Advisors, LLC

Brecken Capital Advisors, LLC provides individualized portfolio management and comprehensive financial planning to individuals, high net‑worth clients, and corporations or other businesses. The firm manages discretionary investment accounts and prepares written financial plans addressing retirement, estate, tax, cash‑flow, college savings, and business planning needs.

The firm follows a top‑down investment framework it updates regularly and primarily implements portfolios using passive exposures, internal model portfolios, and a mix of ETFs (for bonds and international exposure) and selected individual stocks for equity. Its investment process combines fundamental, technical, cyclical, and charting analysis and maintains seven internal model portfolios (from Aggressive Growth to Ultra Conservative Income, including a bond ladder option) that are reviewed and adjusted multiple times per month as market conditions warrant.

What is distinctive is that, despite being a solo independent adviser with roughly $15 million in discretionary AUM and a small client base, the firm also provides portfolio management to corporate/institutional clients and offers business‑focused services such as employee benefits optimization and exit planning. The firm manages its own model portfolios rather than recommending outside managers, offers clients the option to replicate models with third‑party funds, and emphasizes sector exposure limits and downside protection as part of its risk controls.