Breakwater Asset Management, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$12,545,629
Clients
31
26% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
31
TypicalAverage account size
$404,698
About
Breakwater Asset Management provides discretionary investment management and fee‑only comprehensive financial planning to individuals, qualified retirement plans, trusts, nonprofit organizations and businesses. It manages separately managed accounts using model portfolios and delivers written financial‑planning reports with optional implementation and ongoing update services.
The firm employs a proactive, tactical allocation approach grounded in technical analysis, using internal security‑ranking systems that emphasize relative strength and price momentum to shift exposures across ETFs, closed‑end funds and individual equities; strategies may include inverse ETFs and allocations to lower‑rated fixed income when its leading indicators (credit spreads, market sentiment and technical signals) warrant. Accounts are managed on a discretionary basis consistent with client‑provided objectives and restrictions and are monitored and rebalanced based on short, intermediate and long‑term trends.
Breakwater is a single‑advisor practice that requires clients to use the Folio Institutional custody/trading platform, creating a platform dependency that delivers institutional services to the firm but may limit broker choice for some clients. The firm’s principal maintains an outside business in a durable medical equipment company and the adviser does not vote client proxies, leaving proxy voting to account holders.
Client services
Financial planning
Portfolio management
Expertise
Active portfolio management
Fee options
Fixed fee typically $1,500 to $5,000 for financial planning
$0 - $1,000,000: 0.80% $1,000,001 - $3,000,000: 0.70% $3,000,001+: 0.60%
Fee-only: Fixed fees ranging from $1,500 to $5,000 for comprehensive financial planning services
Main office location
Breakwater Asset Management, LLC
Hampton NH, United States
Number of offices
1
Most active in
Breakwater Asset Management, LLC has reported serving >5 clients in these states in the last 12 months.
Massachusetts · New Hampshire
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")