B
BRC Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$4,200,000
Total clients
44
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
44
Average account size
$95,455
About
BRC Financial Planning is a fee-only independent advisory firm that works with individuals, high net‑worth clients, employer-sponsored pension and profit‑sharing plans, charitable organizations, and businesses. The firm provides investment management, ongoing and project‑based financial planning, and retirement plan consulting and management services.
The principal, who holds the CFP® designation, develops client‑specific investment policies and asset allocations informed by modern portfolio theory and a mix of passive and active strategies. The firm requires clients to use the Betterment platform for investment management and may engage outside managers; it can act with discretionary trading authority but also provides advisory or non‑discretionary consulting roles depending on the engagement.
Notable for a solo adviser, the firm explicitly offers pension plan consulting and retirement plan management and can serve as an ERISA 3(38) investment manager when engaged by plan sponsors. The brochure also discloses the principal’s outside business activities and nonprofit board involvement and explains that the firm’s required use of a single outside platform (Betterment) affects custody, execution, and service arrangements.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Expertise
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Occupation focus
Founder/Business Owner
Fee options
Project-based financial planning fixed fees range from $350 to $1,250; ongoing fixed fees from $62.50 to $200 per month
$0 - $300,000: 1.75% $300,001 - $500,000: 1.25% $500,001 - $1,000,000: 0.90% $1,000,001+: 0.50%
Financial planning services at $150 per hour
Minimum fee: Initial financial plan fee up to $3,000; ongoing financial planning fixed fees from $62.50 to $200 per month Fee-only: Financial planning services charged hourly at $150/hour, fixed fees between $350 to $1,250 for project-based planning
Main office location
BRC Financial Planning
Owings Mills MD, United States
Number of offices
1
Most active in
BRC Financial Planning has reported serving >5 clients in these states in the last 12 months.
Maryland
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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