Boz & Company LLC

Boz & Company LLC provides discretionary investment management and financial planning to individuals and small businesses and also advises and administers employer-sponsored retirement plans, donor-advised charitable accounts, 529 education savings plans, and commission-free annuity accounts. Services include separately managed accounts across non-retirement and retirement segments, traditional and comprehensive financial planning, estate planning and settlement consulting, and 401(k) plan advising and administration.

The firm’s investment approach is grounded in Graham-and-Buffett value investing, seeking a margin-of-safety through fundamental analysis of publicly traded securities and a long-term holding horizon, supplemented by a “Special Situations” sleeve that targets merger arbitrage, spin-offs, distressed assets, and similar opportunities. It discloses the use of derivatives and margin borrowing within separately managed accounts and may employ short positions to hedge or implement arbitrage strategies, practices that are uncommon among independent firms of its type.

Compared with many peers, the firm serves a broader set of client types—including charitable organizations, corporate/business clients, and institutional plan accounts—and provides customized allocations within plan-lineups that favor value managers, low-cost index funds, and Morningstar-rated funds. It also emphasizes operational flexibility across multiple custodial platforms (including commission-free annuity platforms and held-away plan accounts) and is explicit about the potential for leverage and derivative exposure to materially affect portfolio risk and return.