BOYTER Financial Services
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$1,600,000
Clients
8
0% high-net-worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
8
LowAverage account size
$200,000
About
Boyter Financial Services provides investment advisory services and financial planning to individual investors, couples, custodians, IRA owners, trustees and small business owners. The firm offers portfolio supervision using mutual funds, ETFs, individual equities and fixed income, along with written financial plans and periodic reviews.
The firm emphasizes capital preservation and uses model portfolios and manager-driven pooled vehicles, drawing on third‑party research such as Morningstar to select positions and adjust asset allocation. Accounts are generally managed with client involvement rather than full discretionary authority (the brochure notes no discretionary authority as of 2/19/20) and clients receive written reports and at least an annual comprehensive review.
Unlike many peers, the firm’s advisers are also licensed to sell insurance and act as registered representatives/solicitors, and the brochure discloses that recommendations may generate commissions or insurance compensation on certain products. With a small client base and modest assets under supervision, Boyter operates a hybrid fee-and-commission practice, uses Lincoln Financial for custody and trading services, and states it does not take custody of client funds.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Insurance
Expertise
General retirement planning
Wealth management
Passive / index investing
Fee options
Fixed annual fees from $250 to $10,000 (negotiable)
$0 - $100,000: 1.00% $100,001 - $250,000: 0.75% $250,001 - $1,000,000: 0.50% $1,000,001 - $3,000,000: 0.25% $3,000,001+: negotiable
Commission-based compensation through insurance products and other services
Hourly fees of $250 for financial plans and retirement evaluations
Account minimum: $50,000 (exceptions possible) Minimum fee: Fixed annual fee ranging from $250 to $10,000 (negotiable) Fee-only: Fee-based advisory services offered (fixed, hourly, and asset-based fees)
Main office location
BOYTER Financial Services
Flint TX, United States
Number of offices
1
Most active in
BOYTER Financial Services has reported serving >5 clients in these states in the last 12 months.
Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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