Bowers Wealth Management, Inc.

Bowers Wealth Management provides continuous, discretionary investment management and portfolio advisory services to individuals (including high‑net‑worth clients), trusts, estates, charitable organizations, and corporations. The firm manages approximately $298 million in discretionary assets across about 170 client accounts and does not offer wrap fee or performance‑based fee programs.

The firm implements personalized, documented "Portfolio Strategies" developed from a client investment questionnaire and periodic reviews, and emphasizes long‑term growth allocations while avoiding market timing. Portfolios are constructed from a set of offerings (conservative income, diversified stock/asset allocation with or without sector funds, and tax‑efficient options) and may employ sector tilts identified through research, with occasional use of index funds when judged to reduce risk.

Notable distinctions include a highly constrained investment universe: managed accounts are limited to Fidelity mutual funds and ETFs and are custodied and executed through Fidelity, which concentrates the firm’s research, execution, and soft‑dollar relationships with a single provider. The firm’s senior strategist also provides the same portfolio strategies to an affiliated independent adviser under an informal referral arrangement—allowing similar trades to be implemented on the same trading day—and the adviser does not vote client proxies, leaving proxy voting responsibility to clients.