Bowen Financial Planning LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$2,100,000
Total clients
10
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
10
Average account size
$210,000
About
The firm provides fee-only financial planning and portfolio management primarily for individual clients, couples, and families and does not impose income or asset minimums. As a single-advisor practice with a small client roster and roughly $2.1 million in assets under management, it also works with workplace retirement accounts such as 401(k)s and 403(b)s.
Investment work is grounded in modern portfolio theory with portfolios built from low-cost exchange-traded funds, no-load mutual funds and, occasionally, individual securities, and is monitored at least quarterly with annual rebalancing. The principal holds a Certified Fund Specialist designation and a master’s degree in finance and economics, which inform the firm’s focus on asset allocation and expense-aware fund selection.
Noteworthy operational features include a complimentary initial meeting and a free general financial plan before engagement, flexible hourly consulting, and the acceptance of electronic payments for client fees. The firm does not take custody of client assets, avoids commissions and performance-based or side-by-side arrangements, and does not accept proxy-voting authority, leaving voting decisions to clients.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Social Security optimization
Medicare planning
College savings (529s, UTMA, etc.)
Fee options
$0 - $1,000,000: 0.35% annually (workplace accounts including 401ks and 403bs) > $1,000,000+: 0.25% annually (workplace accounts including 401ks and 403bs) $0 - $200,000: 0.75% annually (private accounts including IRAs) $200,000 - $500,000: 0.60% annually (private accounts including IRAs) $500,000 - $1,000,000: 0.45% annually (private accounts including IRAs) > $1,000,000+: 0.30% annually (private accounts including IRAs) $0 - $1,000,000: 0.45% annually (combined assets with at least one workplace account) > $1,000,000+: 0.30% annually (combined assets with at least one workplace account)
$90 per hour
Minimum fee: $150 annually ($37.50 each quarter) Fee-only: Hourly fees at $90 per hour billed in 10-minute increments
Main office location
Bowen Financial Planning LLC
Holland MI, United States
Number of offices
1
Most active in
Bowen Financial Planning LLC has reported serving >5 clients in these states in the last 12 months.
Michigan
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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