Boundless Advice LLC

Boundless Advice works with a small number of individual clients and a limited set of corporate and employee benefit plan sponsors, offering ongoing comprehensive financial planning, tailored investment management, and project-based consulting for business owners. The brochure describes planning that covers business planning, tax planning, concentrated equity analysis, cash flow and debt management, and implementation of investment policies and asset-location decisions.

The firm’s investment approach emphasizes passive, asset-class based portfolio construction focused on asset allocation, tax efficiency and low turnover, supplemented by cyclical analysis and relative fundamental assessment of broad regions. It generally pairs investment management with ongoing financial planning and discloses use of options and other derivatives strategies—such as covered calls, protective puts, collars and spreads—applied to certain client accounts as part of portfolio positioning.

What distinguishes the firm from many small independent advisers is its combination of corporate/pension work and more sophisticated trading tools: it accepts corporate clients and employee benefit plan engagements (acknowledging a fiduciary role under ERISA for plan services) and discloses the potential use of leverage, portfolio margin and borrowing in client accounts as well as derivatives in separately managed accounts. The brochure also highlights project-based consulting for business owners and detailed concentrated-equity guidance, indicating a practice that blends individual financial planning with business- and plan-level advisory services.