Bonner & Smith, LLC

Bonner & Smith primarily serves individual investors — including high-net-worth clients — as well as retirement accounts and trusts, offering fee‑only financial planning and discretionary portfolio management. The firm also provides an income‑only portfolio option and offers management of workplace retirement participant (held‑away) accounts through a third‑party platform.

The firm operates as a fiduciary and constructs actively managed model portfolios that rely mainly on mutual funds and ETFs, using a mix of charting, fundamental, and technical analysis with attention to tax considerations and long time horizons. Accounts are continuously monitored and rebalanced under limited discretionary authority, and clients are required to custody assets with the firm’s designated provider (Fidelity), with advisory fees debited directly from those accounts.

Noteworthy features include a stated specialization working with employees in the oil and gas industry, a compact three‑advisor team holding multiple professional credentials (including CFP and estate/social‑security designations), and a relatively large asset base and account volume for a firm of its size. The firm’s explicit rollover fiduciary disclosures, the availability of income‑focused accounts, and its management of held‑away workplace plan participant accounts are services that are less common among peers.