Bonnema Wealth Management LLC

Bonnema Wealth Management provides discretionary investment management, written financial planning and retirement-plan advisory to high‑net‑worth individuals, families, trusts, estates and employer-sponsored retirement plans. Services include portfolio construction and ongoing monitoring, written plans and recommendations, and participant education and vendor review for retirement plans.

The firm builds broadly diversified, asset‑class portfolios grounded in Modern Portfolio Theory and factor research (including Fama‑French concepts), favoring passive vehicles and a multi‑fund approach with a noted use of Dimensional Fund Advisors (DFA) funds. Portfolios are reviewed at least quarterly and rebalanced as appropriate, and the firm may recommend or engage independent sub‑advisers to manage portions of client assets while retaining overall supervisory responsibility.

Compared with many peers, the firm manages a relatively large amount of assets across a modest number of client relationships, resulting in a higher asset‑per‑client profile than typical independent advisers; it also emphasizes access to institutional‑style DFA funds and academic factor frameworks. The firm provides ERISA fiduciary retirement plan advisory services, uses an integrated Schwab Advisor Services platform for reporting and administration, and leaves proxy voting to clients rather than voting securities on their behalf.