Bone Asset Management
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$65,032,000
Clients
366
34% high-net worth
Advisors
1
of 4 employees
Firm type
Supported
1-3 advisors or $200M+ in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
366
Very HighAverage account size
$177,683
About
Bone Asset Management serves individuals, high‑net‑worth clients, families and related entities, providing comprehensive financial planning and ongoing portfolio management. The firm describes itself as fee‑only and offers financial planning at no charge while using third‑party custodians (including Charles Schwab and Interactive Brokers) to hold client assets.
The firm’s investment work uses a mosaic of fundamental, technical and cyclical analysis and draws on public filings, research and market data to inform recommendations. Portfolio management is offered as an ongoing, non‑discretionary service, though the firm may select third‑party sub‑advisors who are granted discretionary authority over trading for portions of client accounts and are subject to the firm’s due diligence and monitoring.
Bone Asset Management is notable for its scale of client relationships relative to staff: the firm reports roughly 366 clients with a single advisory principal, producing an unusually high client‑per‑advisor ratio compared with peers. A principal of the firm also operates as an independent insurance agent and may receive commissions on insurance or annuity sales, a disclosed potential conflict the firm says it manages through policies and client disclosure; the firm also reports no account minimum.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
General tax planning
Wealth management
Fee options
Under $1,000,000 - $1,000,000: 1.00% $1,000,001+: 0.75%
Fee-only: 1.00% annually under $1,000,000; 0.75% annually over $1,000,000 (negotiable)
Main office location
Bone Asset Management
40950 Woodward Avenue, Suite 335
Bloomfield Hills MI 48306, United States
Number of offices
2
Most active in
Bone Asset Management has reported serving >5 clients in these states in the last 12 months.
Indiana · Michigan
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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