Bobb Financial Incorporated

The firm provides discretionary investment management, comprehensive financial planning and modular or a la carte planning services to individuals (including high-net-worth clients), as well as to corporations and other business clients. As a single-advisor registered investment adviser, it constructs individualized investment policy statements and may recommend or place assets with unaffiliated outside managers when appropriate.

The firm primarily constructs asset-allocation portfolios using passive vehicles such as index mutual funds and ETFs, while also drawing on fundamental, technical and cyclical analysis and occasional third‑party manager solutions. For financial planning engagements it offers ongoing, retainer-style comprehensive planning with periodic monitoring, plus modular “pick‑your‑service” and hourly planning options to address specific topics like retirement, college, estate and business planning.

A notable practice that distinguishes the firm from many peers is its offering of educational seminars and speaking engagements for groups and the public; these presentations are strictly educational (not individualized advice) and may be provided pro bono or for a fee. The firm’s lead advisor holds the CFP® designation and the firm operates with an explicit fiduciary/code-of-ethics framework, does not accept custody of client assets except for fee debit authorization, and executes client trades on an individual (non‑block) basis.