BNY Mellon Advisors, Inc.

Teresa Byrne is a financial advisor at BNY Mellon Advisors, Inc. with 18 years of industry experience. She holds the Series 66 designation and has previously worked at Pershing LLC and Lockwood Advisors Inc. Teresa is based in New York, NY. BNY Mellon Advisors, Inc. provides discretionary portfolio management, outsourced chief investment officer services, and manager-of-managers solutions mainly for institutional and high-net-worth clients, utilizing a multi-asset investment process that incorporates quantitative and fundamental analysis, as well as access to private markets and liquid alternative strategies.

Christopher Kravsow is a financial advisor at BNY Mellon Advisors, Inc. with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has held roles at Pershing LLC since 2011 and Lockwood Advisors Inc. from 2011 to 2023. Based in New York, NY, he joined BNY Mellon Advisors in 2023. BNY Mellon Advisors, Inc. provides discretionary portfolio management, outsourced chief investment officer services, and manager-of-managers solutions primarily to institutional and high-net-worth clients, emphasizing multi-asset strategies that integrate quantitative and fundamental analysis along with private markets and liquid alternative investments.

Corbett Lawrence is a financial advisor at BNY Mellon Advisors, Inc. with 15 years of industry experience. He holds a Series 66 designation and has worked at Pershing LLC since 2015, alongside roles at Lockwood Advisors Inc. and BNY Mellon Advisors. BNY Mellon Advisors, Inc. provides discretionary portfolio management and outsourced chief investment officer services, primarily serving institutional and high-net-worth clients through pooled vehicles and model delivery programs. The firm employs a multi-asset investment process combining quantitative and fundamental analysis and offers access to private markets and liquid alternative strategies.

Brian Ruane is a financial advisor with BNY Mellon Advisors, Inc., holding Series 63 and Series 66 licenses and 19 years of industry experience. He has worked with various BNY Mellon entities since 2007 and was previously with Lockwood Advisors Inc. Outside of his advisory role, he operates MRR Design, a small business producing decorative picture frames and bulletin boards for interior designers and retail boutiques. BNY Mellon Advisors, Inc. provides discretionary portfolio management and outsourced chief investment officer services primarily to institutional and high-net-worth clients, using a multi-asset investment process that integrates quantitative and fundamental analysis with manager research and implementation across both active and passive vehicles.

David Wilson Jr. is a financial advisor at BNY Mellon Advisors, Inc. with 18 years of industry experience. He holds a Series 66 designation and has previously worked at Pershing Advisor Solutions LLC, Pershing LLC, and Lockwood Advisors Inc. He is based in New York, NY. BNY Mellon Advisors, Inc. provides discretionary portfolio management, outsourced chief investment officer services, and manager-of-managers solutions primarily to institutional and high-net-worth clients. The firm employs a multi-asset investment process that combines quantitative and fundamental analysis and offers access to private markets and liquid alternative strategies.

Gregory Cesarano is a financial advisor with BNY Mellon Advisors, Inc. He holds a Series 66 designation and has 17 years of industry experience. His prior work includes roles at Pershing LLC and Lockwood Advisors, Inc. BNY Mellon Advisors, Inc. offers discretionary portfolio management, outsourced chief investment officer services, and manager-of-managers solutions primarily to institutional and high-net-worth clients. The firm uses a multi-asset investment process combining quantitative and fundamental analysis with active and passive implementation across pooled vehicles and model delivery programs.

William Pierce is a financial advisor at BNY Mellon Advisors, Inc. with 23 years of industry experience. He holds a Series 65 designation and has worked at Pershing LLC and Lockwood Advisors, Inc. prior to joining BNY Mellon Advisors. BNY Mellon Advisors, Inc. provides discretionary portfolio management and outsourced chief investment officer services primarily to institutional and high-net-worth clients, employing a multi-asset investment process that integrates quantitative and fundamental analysis with manager due diligence and implementation through active and passive vehicles.

Jaime Roncoroni is a financial advisor at BNY Mellon Advisors, Inc. with 20 years of industry experience. He holds Series 65 and Series 66 designations and previously worked at Northern Trust Bank and Northern Trust Securities, Inc. before joining BNY Mellon Advisors and Pershing Advisor Solutions in 2025. BNY Mellon Advisors, Inc. provides discretionary portfolio management, outsourced chief investment officer services, and manager-of-managers solutions primarily to institutional and high-net-worth clients. The firm employs a multi-asset investment process combining quantitative and fundamental analysis and utilizes a variety of implementation tools, including active and passive vehicles, derivatives, and leverage.

Summer Cavalier is a financial advisor at BNY Mellon Advisors, Inc. with 25 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Pershing LLC and Lockwood Advisors Inc before joining BNY Mellon Advisors. BNY Mellon Advisors, Inc. provides discretionary portfolio management and outsourced chief investment officer services primarily to institutional and high-net-worth clients, employing a multi-asset investment process that integrates quantitative and fundamental analysis with manager due diligence and a range of implementation tools.

Preston Caldwell is a financial advisor at BNY Mellon Advisors, Inc. with 17 years of industry experience. He holds a Series 66 designation and has previously worked at Pershing LLC and Lockwood Advisors Inc. Preston is based in New York, NY. BNY Mellon Advisors, Inc. provides discretionary portfolio management, outsourced chief investment officer (OCIO) services, and manager-of-managers solutions primarily to institutional and high-net-worth clients. The firm employs a multi-asset investment process combining quantitative and fundamental analysis, offering access to private markets and liquid alternative strategies.

Frank Germana Jr. is a CFA® charterholder with 36 years of industry experience, currently serving at BNY Mellon Advisors, Inc. since 2023. His prior roles include positions at Pershing LLC, Lockwood Advisors Inc., Palladiem, LLC, Vicus Capital, Inc., and J.P. Morgan Institutional Investments Inc. Outside of finance, he is involved in voice acting and local music as an independent contractor with F3 Entertainment. BNY Mellon Advisors, Inc. provides discretionary portfolio management, outsourced chief investment officer services, and manager-of-managers solutions primarily to institutional and high-net-worth clients. The firm uses a multi-asset investment process combining quantitative and fundamental analysis to implement strategic allocations through active and passive vehicles.

Brendan Oneill is a financial advisor at BNY Mellon Advisors, Inc. with 24 years of industry experience. He holds the Series 66 designation and has worked at BNY Mellon Advisors since 2023, with prior roles at Pershing LLC and Lockwood Advisors Inc. Brendan also serves as a Director of Business Development for BNY Advisors. BNY Mellon Advisors, Inc. provides discretionary portfolio management, outsourced chief investment officer services, and manager-of-managers solutions primarily to institutional and high-net-worth clients. The firm utilizes a multi-asset investment process combining quantitative and fundamental analysis and offers broad institutional connectivity through its affiliation with The Bank of New York Mellon.

Rachel Sutter is a financial advisor with BNY Mellon Advisors, Inc., holding a Series 66 designation and 15 years of industry experience. She has worked at Pershing LLC since 2011 and was previously with Lockwood Advisors Inc. from 2011 to 2023. BNY Mellon Advisors, Inc. provides discretionary portfolio management, outsourced chief investment officer services, and manager-of-managers solutions primarily to institutional and high-net-worth clients. The firm employs a multi-asset investment process combining quantitative and fundamental analysis, with capabilities including portfolio design, manager research, and access to private markets and liquid alternatives.

Anthony Destro is a financial advisor with BNY Mellon Advisors, Inc., holding a Series 66 designation and 25 years of industry experience. He has worked at Pershing LLC since 2011 and was previously employed at Lockwood Advisors Inc. until 2023. Anthony is based in New York, NY. BNY Mellon Advisors, Inc. provides discretionary portfolio management, outsourced chief investment officer services, and manager-of-managers solutions primarily to institutional and high-net-worth clients. The firm employs a multi-asset investment process combining quantitative and fundamental analysis to set strategic allocations and uses active and passive vehicles for implementation.

Emilio Coppin is a financial advisor at BNY Mellon Advisors, Inc. with 17 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Citigroup for 11 years. BNY Mellon Advisors, Inc. provides discretionary portfolio management and outsourced chief investment officer services primarily to institutional and high-net-worth clients, using a multi-asset investment process that combines quantitative and fundamental analysis with strategic manager selection and implementation.