Bluegrass Financial Planning, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$61,185,055
Total clients
77
18% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
77
Average account size
$794,611
About
Bluegrass Financial Planning primarily serves individual clients and delivers comprehensive financial planning, ongoing discretionary investment management, and tax planning and preparation services. The firm manages about $56.2 million on a discretionary basis for roughly 73 clients and offers engagements on hourly, retainer, or asset-based arrangements.
The firm follows a fundamental, long-term buy-and-hold investment philosophy that prioritizes asset allocation as the main determinant of portfolio returns and favors low-cost, no-load index investments alongside select mutual funds from Dimensional Fund Advisors. Portfolios are monitored continuously under discretionary authority, with annual rebalancing and adjustments as client circumstances change.
Notable distinctions include a sole principal who holds CFP, Enrolled Agent (EA), and AIF credentials, enabling the firm to provide tax representation and tax preparation to both advisory and non-advisory clients — a combination of services that is less common among peers. The practice also operates multiple offices while remaining a single-advisor firm and uses institutional custody platforms (including access to DFA funds and Schwab Advisor Services), resulting in a relatively large average account size for a solo practitioner.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Fee options
Flat fees based upon hourly rate multiplied by estimated project hours for some financial planning projects.
$0 - $750,000: 1.00% $750,001 - $1,500,000: 0.90% Above $1,500,000+: 0.75%
$120 to $180 per hour for financial planning and tax planning services.
Fee-only: Financial planning fees charged on hourly basis ($120 to $180 per hour), or retainer option ($480 to $750 per quarter). Flat fees based on hourly rate times estimated hours may also apply.
Main office location
Bluegrass Financial Planning, LLC
4350 Brownsboro Road, Suite 110
Louisville KY 40207, United States
Number of offices
4
Most active in
Bluegrass Financial Planning, LLC has reported serving >5 clients in these states in the last 12 months.
Indiana · Kentucky
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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