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Blue Point Financial, Inc.

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Client assets under management

$146,275,126

Clients

187

36% high-net worth

Advisors

2

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

More info

Clients per advisor

94

High

Average account size

$782,220

About

Blue Point Financial provides discretionary and non‑discretionary portfolio management, financial planning, and retirement plan consulting to individuals, families and institutional clients, including both high‑net‑worth and non‑HNW individuals. Like many firms in its peer group, it delivers ongoing portfolio management for individual clients and charges advisory fees based on assets under management.

The firm builds diversified, model‑based portfolios consistent with modern portfolio theory and uses mutual funds, ETFs, stocks and bonds as primary investment vehicles. Accounts may be managed directly by the firm or implemented through outside managers and platform providers; Blue Point selects models based on clients’ risk tolerance and financial goals and retains oversight responsibility while delegating trading, rebalancing, or reporting to platform managers as appropriate.

What is distinctive about Blue Point is that it is licensed as an insurance agency and its associated persons are licensed insurance agents, so they may offer insurance products and receive customary commissions — a practice that is uncommon among similar supported firms. The firm also has associated persons who are registered representatives of a broker‑dealer and acts as a solicitor for third‑party managers; these additional industry roles are disclosed and overseen by the firm’s compliance function to address potential conflicts of interest.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers Outside manager referrals

Expertise

General retirement planning

Fee options

Fixed

Financial planning fixed fees range from $500 to $3,000 based on complexity

Percentage

$0 - $100,000: 1.25% $100,000 - $500,000: 0.95% $500,000 - $1,000,000: 0.85% $1,000,000 - $1,500,000: 0.75% $1,500,000 - $2,000,000: 0.65% $2,000,000 - $3,000,000: 0.55% $3,000,000+: 0.45%

Commissions

Insurance products may generate standard commissions; associated persons may receive 12b-1 fees and commissions on transactions outside of BPF investment management engagements

Project-based

Financial planning hourly rates generally $250 per hour

Other

Minimum fee: Minimum annual fee of $1,000 per retirement plan, may be waived at firm's discretion Fee-only: Financial planning fees range $500 to $3,000 fixed or $250/hour; Retirement plan fees up to 1.50% annually, negotiable; fees may be fixed or asset based

Main office location

Blue Point Financial, Inc.

243 Us 1

Scarborough ME 04074, United States

Number of offices

2

Most active in

More info

Florida · Maine · New Hampshire · Texas

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Website 207-883-2009

Advisors at this firm

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user avatar

Justin B

CFP®, Series 63, Series 65

Scarborough, ME

Blue Point Financial, Inc.

Justin Beauregard is a CFP® with 16 years of experience in the financial services industry. He is currently with Blue Point Financial, Inc., where he has worked since 2018, and previously held roles at Osaic Wealth, Inc., Triad Advisors, Equity Services, Inc., and National Life Group. In addition to his advisory role, he is licensed to provide a range of insurance products including life, long-term care, disability, and annuities. Blue Point Financial, Inc. offers discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting to individuals, families, businesses, and institutional clients. The firm uses model-based portfolios aligned with modern portfolio theory and employs risk assessments and investment policy statements to guide diversified allocations.

General retirement planning
user avatar

Timothy O

CFP®, Series 63

Scarborough, ME

Blue Point Financial, Inc.

Timothy O’Halloran is a CFP® with 33 years of experience in the financial services industry. He is currently with Blue Point Financial, Inc., where he has worked since 2018, and has prior experience at Osaic Wealth, Inc., Triad Advisors, Equity Services, Inc., and National Life. Outside of his advisory role, he also holds insurance licenses and provides a range of insurance products. Blue Point Financial, Inc. offers discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting to individuals, families, businesses, and institutional clients. The firm uses model-based portfolios aligned with modern portfolio theory and emphasizes risk assessment and ongoing account monitoring.

General retirement planning
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