Black Oak Investment Management Company

Black Oak Investment Management Company provides investment advisory services primarily to qualified retirement plans — including 401(k), 403(b), profit‑sharing, cash balance and deferred compensation plans — and to corporate or business clients. The firm acts as an ERISA fiduciary and may serve plan sponsors as a limited‑scope 3(21) advisor or as a discretionary 3(38) investment manager.

Investment programs are tailored to documented client objectives and an investment policy statement, and Black Oak uses fundamental and technical analysis along with third‑party research and risk metrics to evaluate mutual funds, ETFs and other vehicles. The firm offers participant education, group enrollment meetings, default investment selection and periodic monitoring and reporting, and generally charges asset‑based fees while managing accounts on both discretionary and non‑discretionary bases.

Distinctive features include an explicit focus on pension consulting and ERISA plan management — services that are relatively uncommon among firms in this category — and formal exclusions for employer securities, private placements and other illiquid assets from its ERISA engagements. The brochure also discloses that the firm is small and owner‑managed and that its principal maintains an affiliation with another advisory firm (with a material portion of his time spent there), a potential conflict addressed through disclosure and internal procedures.