BKM Wealth Management

BKM Wealth Management is a team of five advisors that manages about $651.8 million across roughly 590 client relationships and serves individuals, high‑net‑worth clients, retirement plans, trusts, estates, family entities, and businesses. The firm’s primary offering is Wealth Management built around a formal financial planning process and includes investment and portfolio management, selection of independent managers, a wrap-fee program, and insurance consulting.

BKM constructs risk‑adjusted, tax‑aware asset allocations using a mix of active and passive strategies across equities, fixed income, ETFs, mutual funds and separately managed accounts, and it evaluates and monitors independent managers and unified managed account programs (including programs offered through Wells Fargo). The firm manages both discretionary and non‑discretionary mandates, uses a third‑party platform to oversee held‑away retirement and 529 accounts, and discloses use of options strategies in client accounts for income generation or hedging where appropriate.

What is distinctive about BKM relative to many peers is its closer operational ties to other professional services: certain supervised persons operate an independent accounting practice and the firm has a formal relationship with DPL for insurance consulting while some supervised persons are licensed insurance agents, arrangements the brochure identifies as creating potential cross‑referral and compensation conflicts. BKM also serves as a wrap‑fee program sponsor, participates in a federally insured cash sweep program, and discloses custodial and platform relationships (e.g., Trade‑PMR/First Clearing and Wells Fargo) that provide technology, trading and other economic benefits which may influence recommendations.