Birch Wealth Management

Birch Wealth Management provides discretionary portfolio management, financial planning, and financial consulting to individual and high‑net‑worth clients. The firm manages about $62 million across roughly 176 client accounts and charges asset‑based fees for portfolio management alongside hourly fees for planning and consulting.

The firm tailors advice to client objectives and typically manages accounts on a discretionary basis, using a mix of analytical approaches — including charting/technical, cyclical, fundamental analysis and modern portfolio theory — and focuses its investments on equities, exchange‑traded funds and money‑market funds. Financial plans are delivered in writing using financial planning software, and the brochure notes that tax efficiency is not treated as the primary management objective unless otherwise agreed.

Noteworthy distinctions include that the firm’s principal is also a licensed insurance agent who may earn commissions on insurance products, a conflict the brochure discloses, and that the firm routinely requires clients to custody assets at a recommended institutional custodian (Charles Schwab) and use that custodian’s platform. The firm also discloses practices that may differ from some peers — combining household accounts to determine fee breakpoints, not voting client proxies, and offering relatively low, negotiable hourly planning rates (reported at $50–$250).