Bill Losey Retirement Solutions, LLC

Bill Losey Retirement Solutions, LLC serves individual and high‑net‑worth clients, advising roughly 54 households and managing about $39.6 million in client assets. The firm offers ongoing portfolio management focused on mutual funds and ETFs through investment supervisory services, alongside financial planning delivered on fixed‑fee, hourly, or flat‑fee arrangements.

The firm constructs an Investment Plan for each client by assessing goals, time horizon, and risk tolerance, and manages accounts predominantly on a non‑discretionary basis—discussing purchases or sales with clients prior to execution. Portfolios are implemented through the SEI Asset Management Program, which provides model mutual‑fund allocations, periodic automatic rebalancing, and requires participating clients to maintain accounts at SEI and use SEI Investment Distribution Co. for trade placement.

Noteworthy relative to peers is the firm’s almost entirely non‑discretionary asset base—reporting $0 discretionary and $39,632,000 non‑discretionary AUM—which is uncommon among independent advisors. The firm is a solo CFP‑led practice that does not accept discretionary authority, does not block trades across accounts, and combines standalone financial planning with model‑based portfolio implementation on a single custodial platform; it also maintains a stated account minimum of $250,000 that may be waived.