B
BG Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Clients per advisor
0
Average account size
—
About
BG Financial Planning provides fee-only financial planning and investment advice to individuals and small businesses through limited-scope and comprehensive planning engagements billed on an hourly basis. The firm does not take custody of client assets and does not provide ongoing discretionary portfolio management.
The firm follows a long-term, fundamental buy-and-hold philosophy and commonly uses a core-and-satellite approach, recommending diversified asset allocations filled primarily with low‑cost index funds and ETFs and suggesting annual rebalancing. Engagements are consultative: the adviser gathers client financial data, delivers written recommendations, and—if the client elects—assists with implementation under a limited trading authorization.
Compared with many peers, BG Financial Planning’s reliance on hourly billing and its explicit absence of percentage‑of‑AUM or performance-based fees is a notable departure from common industry practice. It operates as a solo, fee-only practice led by a CFP certificant, does not accept commissions or soft‑dollar arrangements, and directs clients to maintain assets with independent custodians.
Client services
Financial planning
Investment advice and implementaion help.
Investment advice and implementaion help.
Expertise
General retirement planning
General tax planning
College savings (529s, UTMA, etc.)
Fee options
$275 per hour for financial planning, limited scope engagements, and implementation help
Fee-only: Hourly fee of $275 per hour for financial planning services and implementation help
Main office location
BG Financial Planning
Plaistow NH, United States
Number of offices
2
Most active in
BG Financial Planning has reported serving >5 clients in these states in the last 12 months.
Massachusetts · New Hampshire
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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