Beyond Profit and Wealth Consulting

Beyond Profit and Wealth Consulting is a state-registered, single-advisor independent investment advisory firm that serves individual clients as well as businesses, charitable organizations, and employer-sponsored retirement plans. Its services include discretionary investment management, ongoing and limited-scope financial planning, employee benefit plan consulting, and tax preparation.

The firm builds individualized investment policies through client discussions of goals, time horizon, and risk tolerance, and provides continuous portfolio supervision guided by those objectives and tax considerations. It primarily practices passive investment management—constructing asset-class-weighted portfolios using index mutual funds and ETFs—while also employing fundamental and technical analysis as part of security and sector selection and offering both comprehensive and limited planning engagements.

Distinctive features disclosed in the brochure include the firm’s tax preparation services and an accounting background in the principal’s experience, together with explicit pension/profit-sharing plan and employee benefit plan advisory work—services that are uncommon for solo independent advisers. The brochure also reports limited discretionary assets under management as of December 31, 2021, and a small client base, consistent with the firm’s focus on tailored advice for both individual and plan-sponsor clients.