Best Financial Life
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$36,400,000
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
28
64% high-net worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
28
LowAverage account size
$1,300,000
About
The firm provides financial planning and portfolio management to individual and high-net-worth clients, offering both broad-based and modular planning engagements as well as coaching and implementation assistance. The brochure states the firm manages approximately $41.9 million in client assets and offers ongoing supervision of managed portfolios.
Its investment approach is rooted in Modern Portfolio Theory with a preference for passive, low-cost funds and selective use of active managers where market inefficiencies are identified, with adjustments informed by behavioral finance analysis. Planning work emphasizes detailed lifetime cash-flow modeling (projecting to age 100), implementation support, and ongoing review through subscription services such as a Continuing Clarity program and a Maintenance tier.
Several operational features distinguish the firm from many peers: it provides periodic complimentary educational workshops and 45-minute coaching sessions as part of client outreach, a practice the brochure notes as a regular offering. The firm also discloses a preference for a specific custodian for managed accounts, does not vote client proxies, subscribes to published fiduciary practices, and recently reorganized after relocating from California in 2024.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Equity compensation tax strategy
Fee options
$0 - $1,000,000: 0.70% annually $1,000,001 - $2,000,000: 0.60% annually $2,000,001 - $3,000,000: 0.55% annually $3,000,001+: 0.50% annually
$400 per hour for limited financial planning engagements, billed in 15-minute increments.
Minimum fee: Minimum fee for Portfolio Management Services is $2,800 per year. Fee-only: Financial Planning Services: Upfront fee between $2,000 and $10,000; ongoing monthly fee between $500 and $700. Hourly fee of $400 per hour for limited planning engagements. Maintenance service fee: $2,400 per year, payable monthly or quarterly. Coaching sessions fee: $400 per 45-minute session.
Main office location
Best Financial Life
Melbourne Beach FL, United States
Number of offices
1
Most active in
Best Financial Life has reported serving >5 clients in these states in the last 12 months.
California · Florida · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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